Published April 30, 2025 | Version v1
Journal Open

THE ANALYSIS OF IMPACT OF ARTIFICIAL INTELLIGENCE ON FINANCIAL INCLUSION

Description

Financial integration refers to the ability of an individual to access and use relevant financial services available to meet their needs. However, despite recent advances, most of the world's population remains inadequately serviced in terms of financial services. Artificial intelligence (AI) overcome this gap, improve access, reduce costs and increase the efficiency of financial systems. This research article examines the role of AI in the promotion of financial integration, deals with the advantages and potential problems and considers real applications and thematic studies. It consists, offering recommendations for politicians, financial institutions and technologies developers to ensure the financial integration, the controlled AI is fair and stable.

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