Published March 30, 2025 | Version CC-BY-NC-ND 4.0
Journal article Open

Touchless ATM Using Augmented Reality Using TOTP Haar Cascade Algorithm

  • 1. Department of Соmрuter Science and Engineering, SRM Institute оf Science аnd Teсhnоlоgy, Rаmарurаm Саmрus, Сhennаi (Tamil Nadu), India.

Contributors

Contact person:

  • 1. Department of Соmрuter Science and Engineering, SRM Institute оf Science аnd Teсhnоlоgy, Rаmарurаm Саmрus, Сhennаi (Tamil Nadu), India.
  • 2. Department of Computer Science and Business Systems, Thiagarajar College of Engineering, Madurai (Tamil Nadu), India.

Description

Аbstrасt: Touchless ATMs, a new technology, offer a contactfree, hygienic, and convenient financial transaction experience. This innovative solution uses Augmented Reality (AR), Timebased One-Time Passwords (TOTP), and the HAAR Cascade Algorithm to create an interactive virtual interface, reducing physical contact and enhancing transaction security. The system uses a dual-layered authentication mechanism, utilizing facial recognition and time-based, one-time passwords (TOTP) to validate user identities and generate dynamic, session-specific codes. Financial institutions can deploy this system to upgrade their ATM networks, catering to diverse user demographics. Challenges include developing robust gesture recognition models, ensuring low latency in AR interactions, and integrating these advanced technologies into existing ATM infrastructures. However, advances in hardware and software, coupled with the decreasing cost of AR and machine learning technologies, make this solution viable and scalable.

Files

F35060510521.pdf

Files (433.1 kB)

Name Size Download all
md5:2dd42425518aa1989553fb7b84173803
433.1 kB Preview Download

Additional details

Identifiers

Dates

Accepted
2025-03-15
Manuscript received on 04 June 2024 | First Revised Manuscript received on 12 December 2024 | Second Revised Manuscript received on 26 February 2025 | Manuscript Accepted on 15 March 2025 | Manuscript published on 30 March 2025.

References

  • R. Azuma, Y. Baillot, R. Behringer, S. Feiner, S. Julier and B. MacIntyre, "Recent advances in augmented reality," in IEEE Computer Graphics and Applications, vol. 21, no. 6, pp. 34-47, Nov.-Dec. 2001, DOI: https://doi.org/10.1109/38.963459.
  • L. O'Gorman, "Comparing passwords, tokens, and biometrics for user authentication," in Proceedings of the IEEE, vol. 91, no. 12, pp. 2021-2040, Dec. 2003, DOI: https://doi.org/10.1109/JPROC.2003.819611.
  • P. Viola and M. Jones, "Rapid object detection using a boosted cascade of simple features," Proceedings of the 2001 IEEE Computer Society Conference on Computer Vision and Pattern Recognition. CVPR 2001, Kauai, HI, USA, 2001, pp. I-I, DOI: https://doi.org/10.1109/CVPR.2001.990517.
  • I. Pavlovic, R. Sharma and T. S. Huang, "Visual interpretation of hand gestures for human-computer interaction: a review," in IEEE Transactions on Pattern Analysis and Machine Intelligence, vol. 19, no. 7, pp. 677-695, July 1997, DOI: https://doi.org/10.1109/34.598226.
  • Gupta, R., Sinha, S., & Joshi, S. (2020). Impact of COVID-19 on the banking industry and adoption of digital banking solutions. Journal of Banking and Financial Technology, 9(2), 29-40. DOI: https://doi.org/10.1007/s41671-020-00114-9
  • Ş. Batı and D. Gözüpek, "Joint Optimization of Cash Management and Routing for New-Generation Automated Teller Machine Networks," in IEEE Transactions on Systems, Man, and Cybernetics: Systems, vol. 49, no. 12, pp. 2724-2738, Dec. 2019, DOI: https://doi.org/10.1109/TSMC.2017.2710359
  • Mahansaria, D., & Roy, U. K. (2019). Secure Authentication for ATM Transactions Using NFC Technology. International Conference on Communication Systems & Networks (COMSNETS), 2019. DOI: https://doi.org/10.1109/CCST.2019.8888427
  • Banerjee, I., Mookherjee, S., & Others (2019). Advanced ATM System Using Iris Scanner. Proceedings of the International Conference on Advanced Computing and Communication Technologies, 2019. DOI: https://doi.org/10.1109/OPTRONIX.2019.8862388
  • Taralekar, A., Tangade, R., Chouhan, G. S., & Shardoor, N. (2017). One Touch Multi-Banking Transaction ATM System Using Biometric and GSM Authentication. Proceedings of the International Conference on Innovations in Engineering and Technology (ICIET), 2017. DOI: https://doi.org/10.1109/BID.2017.8336574
  • P A, J., & N, A. (2022). Faceium–Face Tracking. In Indian Journal of Data Communication and Networking (Vol. 2, Issue 5, pp. 1–4). DOI: https://doi.org/10.54105/ijdcn.b3923.082522
  • Kumari, J., Patidar, K., Saxena, Mr. G., & Kushwaha, Mr. R. (2021). A Hybrid Enhanced Real-Time Face Recognition Model using Machine Learning Method with Dimension Reduction. In Indian Journal of Artificial Intelligence and Neural Networking (Vol. 1, Issue 3, pp. 12–16). DOI: https://doi.org/10.54105/ijainn.b1027.061321
  • Yamin, I., Gaoming, Y., BAKALA, M., Asad Yamin, M., & Masood, U. (2024). Security-oriented Face Detection Technology Utilizing Deep Learning Techniques Along with the CASIA Datasets. In International Journal of Recent Technology and Engineering (IJRTE) (Vol. 12, Issue 5, pp. 1–11). DOI: https://doi.org/10.35940/ijrte.e7970.12050124
  • Kumar, R. (2021). Use of Facial Recognition System in Modern World for Human Welfare. In International Journal of Soft Computing and Engineering (Vol. 11, Issue 1, pp. 49–50). DOI: https://doi.org/10.35940/ijsce.a3521.0911121
  • Maddileti, T., Rao, G. S., Madhav, V. S., & Sharan, G. (2019). Home Security using Face Recognition Technology. In International Journal of Engineering and Advanced Technology (Vol. 9, Issue 2, pp. 678–682). DOI: https://doi.org/10.35940/ijeat.b3917.129219