Published July 26, 2024 | Version v1
Journal Open

Framework of Credit Risk Management in Indian Banks as Per Basel Norms

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Credit risk management is fundamental to the stability and performance of banks, especially in a dynamic economic environment like India. The Basel norms provide a comprehensive framework for effective management of credit risk. This paper delves into the framework related to credit risk management in Indian banks in alignment with Basel norms, focusing on the principles, practices, and regulatory guidelines that shape this critical aspect of banking. It includes a review of literature and analysis of current practices, highlighting the importance of robust credit risk management systems for maintaining financial stability.

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