A STUDY OF FINANCIAL PLANNING AND INVESTMENT OF INDIVIDUAL

Financial planning is the process of assessing the financial goals of an individual, it is taking money that he is owing, determine life goals, and then take necessary steps in order to achieve goals in the determining period. It is a technique of quantifying a person's requirements in terms of money. This study aims at answering these questions- How can the investor plan for his financial resources? and What is the overview of the investor in short- and long-term goals?

For data collection, the researcher has collected primary data by surveying investor's investment objectives and risk profile.

The result found that the comprehensive study about each aspect of this topic has shown that the Financial Planning is a dynamic and flexible concept which involves regular and systematic analysis, proper management, judgment, and actions.