A Comprehensive Analysis of Mergers and Acquisitions – The Saudi National Bank Perspective

This study examines mergers and acquisitions (M&A) in the banking sector, exploring motivations, challenges, and solutions. Using a mixed-methods approach, this study identifies diverse M&A motives, including economies of scale and strategic alignment. An analysis of the Saudi National Bank (SNB) post-SAMBA and NCB merger provides a practical lens for evaluating financial performance, including metrics like Return on Assets (ROA) and Return on Equity (ROE). It combines qualitative and quantitative dimensions, enriching theoretical insight with empirical evidence. This study not only contributes to the M&A discourse but also offers academics, practitioners, and policymakers a valuable perspective on corporate strategy and financial dynamics.