The Influence of Financial Knowledge, Financial Attitudes, and Personality on Financial Management Behavior in Creative Economy MSMES Entrepreneurs throughout Lombok Island

This study aims to analyze the effect of
financial knowledge, financial attitude, and personality
on financial management behavior in Creative Economy
MSME actors throughout Lombok Island. This research
is cause associative research with a quantitative
approach. Sampling using proportional random sampling
technique, namely as many as 92 respondents from a total
population of 1111 creative economy actors. Data analysis
used the PLS-SEM technique with Smart PLS 4 software.
The results indicated that financial knowledge has no
significant positive effect on financial management
behavior, and financial attitudes and personality have a
positive and significant effect on financial management
behavior.