Comprehensive assessment of the level of financial stability of the banking system

The subject of the study is a comprehensive assessment of the level of financial stability of the
banking system.
The purpose of the paper: to explore methodological approaches to determining the aggregate
indicators of financial stability of the banking system.
Research methods. The dialectical method of scientific cognition, the method of analysis and
synthesis, the comparative method, the method of generalization of data are used in the work.
Results of work. The main group of indicators of financial stability of the banking system is defined
in the paper. Three models of assigning a rating to banks based on the results of remote monitoring are
outlined. The basic elements of a technique of construction of the dynamic standard are considered.
Conclusions. The results of the conducted study were the following conclusions. For a generalized
comprehensive assessment of the financial stability of the banking system, it is necessary to determine
an integrated indicator of the financial stability of the banking system. Indicators for the calculation are
selected: reliability ratio, financial leverage ratio, equity participation ratio in the formation of assets,
equity protection ratio, security ratio of income assets, capital multiplier ratio, capital concentration
ratio, ratio of capital ratio to deposit ratio liabilities, level of time deposits, solvency ratio, credit activity
ratio. This model of assessing the financial stability of the banking system should be used in the analysis
of both the banking system and individual banking institutions.