?RISING NPA?S ? A NIGHTMARE FOR INDIAN BANKING SECTOR?.

In the recent scenario loan has become a willingness or ability to pay off which is a nightmare for banks. Basically NPA are default loans in the books of banks or are in arrears on scheduled payments of principal or interest has not been paid off within 90 days. We have analysis the secondary data of public and private sector bank for the year 2016 till the end of December 2017. It highlights those sway for NPA for execution for banks, prudential norms and new methodologies of government, suggestions to dispense with the terrible debts problem; bring, diminish and control NPA.