INCOME OF COMMERCIAL BANKS

The purpose of every commercial bank's activity is to make a high profit. Commercial banks independently determine the ways and sources of increasing these revenues. The article tries to highlight some aspects related to the income and profitability indicators of the banking system of the Republic of Uzbekistan. Also, a number of indicators reflecting the dynamics and structure of income, the basis of banking activity are presented. The discussion is focused on the comparative analysis of the indicators of the banking system of our country for the last five years, i.e. 2019-2024. Profitability indicators are a useful source of important information value in bank management, and the main point of the article is to shed more light on the sources of bank income using indicators such as return on assets (ROA), return on equity (ROE), net interest margin ratio, equity multiplier.