ROLE OF NABARD IN SELF HELP GROUPS MOVEMENT THROUGH SHG-BANK LINKAGE PROGRAMME (SBLP)
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Poverty and unemployment are the twin problem’s faced by the developing country. India is a reach country inhabited by large number of poor people. Poverty in India is widespread with the nation estimated to have a third of the world’s poor (Report of World Bank-2005). A major cause of poverty among India’s rural people, both individual’s and communities is a lack of access to productive assets and financial resources. India’s Five Year Plans have focused on eradicating the poverty by providing more employment opportunities to the unemployed men and women. SHGs are effective in reducing poverty, empowerning women and creating awareness which finally results in sustainable development of the nation. In our country, during the past five decades efforts have been made to improve the status of women by various strategies and development programmes like Self help groups movement. Today, In India, Self Help Groups Movement represents a unique approach to financial intermediation. This combines access to low-cost financial services with a process of self management and development for the women who are SHG’s members. Most of the people living in rural areas have joined in SHG’s to get credit making it the largest and fastest network of financial inclusion. In India the role of Self Help Groups Movement in the rural development has attracted attention from all over the realm of social sciences. This paper seeks to exmine the role of NABARD in Self Help Groups Movement through SHG-Bank Linkage Programme in India.
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