Retirement account ownership and balances by age of family head, United States, 2025 (Federal Reserve Survey of Consumer Finances)

Share of U.S. families holding a retirement account (2025 and 2022) and the median and mean retirement account balance among families that hold one (2025, nominal U.S. dollars), by age of the family head. Values are transcribed from Table 6 of the Federal Reserve Board's 2025 Survey of Consumer Finances internal tables.

Columns: age_group, pct_families_with_retirement_account_2025, pct_families_with_retirement_account_2022, median_balance_if_held_2025_usd, mean_balance_if_held_2025_usd, source, source_url.

Retirement accounts in the SCF include IRAs, Keogh accounts and employer-sponsored defined contribution plans such as 401(k)s; defined benefit pensions are not included. Balances are conditional on holding an account.

Interactive table and method: https://flarelodge.com/data/retirement-savings-by-age/