Published October 18, 2026 | Version v1

EMV counterfeit fraud: verify the 76% claim before adopt or skip

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Description

Verify the 76% EMV counterfeit-cut claim: only Mastercard's 54% cost drop is traceable. Adopt chip/contactless where counterfeit chargeback liability applies.

Independent technical note mirroring the canonical version: https://l0t.me/blog/emv-counterfeit-fraud-verify-the-76-claim-before-adopt-or-skip.php

Notes

Independent analysis; not peer-reviewed.

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