De la Democratización del Crédito al Homicidio Culposo

This paper presents a critical and historical analysis of the destruction of Venezuela's industrial financing system through the induced collapse and liquidation of the Industrial Credit Fund (Foncrei) and the Small and Medium Industry Development Corporation (Corpoindustria). Through a forensic and industrial engineering perspective, the author—a former project analyst at Foncrei—examines how the political rhetoric of the slogan "democratization of credit" supplanted the technical rigor of long-term investment project evaluation and economic engineering.

The document details the operational transformation of a model that functioned as an integrated pipeline—where SMEs were incubated in Corpoindustria and matured to export scale in Foncrei—into a system of political clientelism and labor coercion. Furthermore, it documents emblematic cases of institutional abuse of power, such as the tragedy of worker Eva, and exposes the mechanisms of patrimonial and documentary destruction (such as the mass shredding of files and the erasure of technical memory) that prevented accountability. The study concludes that the substitution of technical meritocracy for ideological discretion not only dismantled a self-sustaining institution certified under international quality standards, but also irremediably fractured the nation's productive capacity.