Lifted Payments Payment Statement Audit Model

A processor-neutral, machine-readable model for normalizing monthly merchant payment-processing statements without storing cardholder data.

The release includes a JSON Schema Draft 2020-12 contract, a Decimal-safe Python validator, a CSV template, a synthetic example, exact field definitions, registered valid and deliberately invalid test vectors, a reproducible validation report, exact dependency pins, a SHA-256 inventory, a public threat model, and a fail-closed publication gate.

The model and gate are normalization, integrity, and declared-provenance aids. They are not an accounting opinion, legal review, interchange-pricing guarantee, malware sandbox, qualification determination, price quote, digital signature, or guarantee of savings. Automated screening cannot prove arbitrary notes contain no confidential information; human review remains required before public release. No real merchant or cardholder data is included.

Canonical documentation: https://liftedpayments.com/payment-processing-statement-audit/
Version DOI (reserved, not yet published): https://doi.org/10.5281/zenodo.21816571

DRAFT - NOT FOR PUBLICATION AS-IS. The following must be completed before this record is published: the 1.2.0 release notes and gate/test results; the versioned source release URL and SECURITY.md link (no v1.2.0 tag existed in the source repository as of 2026-08-05); the release archive SHA-256; replacement of the attached files, which Zenodo carried over from version 1.1.7 and which do not correspond to 1.2.0; and the publication date.