Replication Package for: "Residential Financial Absorption: Housing Regimes, Institutional Dynamics, and Household Resilience

Replication package for the manuscript "Residential Financial Absorption: Housing Regimes, Institutional Dynamics, and Household Resilience", under review at Housing Studies.

This package contains all materials necessary to reproduce the empirical calibration, simulations, figures, and tables reported in the manuscript and its Supplemental Material.

Contents:

1. Python source code (code/):
   - Figures_1_4_code.py: Generates main text Figures 1–4
   - Figure_5_code.py: Generates main text Figure 5
   - SM_Figures_code.py: Generates Supplemental Material Figures A.1, C.1, and D.1
   - generate_tables.py: Generates all tables (main text 1-11 and SM A.1, A.2, C.1, D.1)
   - rdram_model.py: Core RDRAM model implementation
   - utils.py: Shared utility functions

2. Raw data files (data/):
   - calibration_targets.csv: Empirical calibration targets by regime
   - marriage_age_data.csv: Median age at first marriage (INS, ONS, Destatis)
   - fertility_data.csv: Total Fertility Rate (Macrotrends, ONS, Destatis)
   - divorce_data.csv: Divorce trends (INS, ONS, Destatis)
   - parameters.csv: Model parameters used in RDRAM simulations

3. Figures (figures/):
   - main/: Main text figures 1-5 (PNG 600 DPI + PDF) in greyscale
   - sm/: Supplemental Material figures A.1, C.1, D.1 (PNG 600 DPI + PDF) in greyscale

4. Tables (tables/):
   - main/: All main text tables 1-11 (CSV)
   - sm/: All Supplemental Material tables A.1, A.2, C.1, D.1 (CSV)

5. Supplemental Material (supplemental_material/):
   - sm_appendix_a_d.pdf: A copy of the Supplemental Material PDF (Appendices A-D) for documentation. The authoritative version is available via the journal portal.

All simulations use fixed random seeds (seed=42) for reproducibility. The code is fully documented and can be run after installing the dependencies listed in requirements.txt.

The main manuscript, figures, tables, and Supplemental Material are submitted directly to the journal via the Taylor & Francis portal. This repository is a replication package only.