Conversion measures and replication code for the Global Findex resilience analysis (97 economies)

Derived data, codebook, and complete Python pipeline for the study "Access Is Not Enough: When Is Digital Financial Inclusion Associated with Household Resilience? Evidence from 97 Economies." Includes the individual-level analysis sample (101,528 adults, 97 economies) and country-level conversion measures and calibrated fuzzy-set scores, built from open official sources (World Bank Global Findex 2025 and WDI, Worldwide Governance Indicators, GSMA Mobile Connectivity Index, IMF Financial Access Survey). The code reproduces the multilevel models, the 2021–2024 country panel, the random-slope heterogeneity analysis, and the fuzzy-set QCA / necessary condition analysis. Raw source files are not redistributed; retrieval URLs are in SOURCES.md. CC BY 4.0.