Artificial Intelligence, Digital Transformation, and Sustainable Economic Growth: A Multidisciplinary Analysis of Business, Commerce, and Financial Systems

Artificial Intelligence (AI) and digital transformation are rapidly changing the global economic environment and influencing the way businesses, commercial activities, and financial systems operate in modern society. In recent years, organisations across the world have increasingly adopted advanced digital technologies to improve efficiency, productivity, communication, customer service, and strategic decision-making. AI-based systems, automation tools, digital banking platforms, cloud computing, and online business models have transformed traditional business operations into faster, smarter, and more connected systems. At the same time, sustainable economic growth has become one of the most important goals for both developing and developed countries. Technology is now playing a major role in creating employment opportunities, improving financial inclusion, encouraging innovation, supporting entrepreneurship, and strengthening economic development. This research paper examines the impact of Artificial Intelligence and digital transformation on business, commerce, and financial systems while also analysing their contribution toward sustainable economic growth in the modern economy.