A STUDY ON THE RELATIONSHIP BETWEEN MOOD VARIABILITY AND IMPULSIVE SPENDING BEHAVIOR AMONG BNPL USERS

This study looks at how Buy Now Pay Later service customers spend money when they are feeling impulsive. It wants to see how users’ moods affect their spending. The study also wants to know if knowing about money can help people make choices when they are feeling happy or sad . 38 people answered a questionnaire that asked them to rate how they feel about spending money. The study found out that users’ emotions have an effect on how they spend money especially when they are stressed or happy. When people know more about money, they can control their impulses better. This means that knowing about money can help people make choices when they are feeling emotional. The study is important because it shows that teaching people about money can help them make good choices when they buy things using Buy Now Pay Later services. Buy Now Pay Later services are affected by how people feel and what they know about money. The study tells us that we should teach people about money so they can make choices when they spend money using Buy Now Pay Later services.