An Analytical Study of Work-Life Life Balance of Women Micro Entrepreneur with Special Reference to Self-Help Groups in Ahmednagar and Nashik Districts

Women micro-entrepreneurs associated with Self-Help Groups (SHGs) play an important role in promoting inclusive growth and socio-economic development in rural and semi-urban regions of India. SHGs have enhanced women’s access to microfinance, entrepreneurial training, and collective support, enabling them to undertake income-generating activities. However, balancing entrepreneurial responsibilities with household and family roles remains a significant challenge for women entrepreneurs. The present study examines the work–life balance of women micro-entrepreneurs associated with SHGs, with special reference to Ahmednagar and Nashik districts of Maharashtra. The study is based on primary data collected from 240 women entrepreneurs using a structured questionnaire and supported by secondary data from academic journals and government reports. Descriptive and inferential statistical tools such as percentages, mean scores, chi-square test, and one-way ANOVA were employed for data analysis. The findings reveal that participation in SHGs has improved income levels, self-confidence, and decision-making power of women entrepreneurs. Nevertheless, issues such as work pressure, time constraints, and role conflict continue to affect their work–life balance. Family support, education level, and duration of SHG membership were found to significantly influence work–life balance.