Published March 19, 2026
| Version v1
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IMPROVING RISK MANAGEMENT SYSTEMS IN INSURANCE COMPANIES
Authors/Creators
- 1. Samarkand Institute of Economics and Service Senior Lecturer, Department of "Investment and Innovations"
Description
This study explores methods for improving risk management systems in insurance companies, emphasizing financial stability, operational efficiency, and regulatory compliance. Effective risk management enables insurance companies to identify, assess, and mitigate potential threats, ensuring sustainable growth and protection of policyholders. The research examines current practices in Uzbekistani insurance companies, international best practices, and technological solutions for risk assessment. Findings indicate that adopting comprehensive risk management frameworks, integrating digital tools, and enhancing professional expertise can significantly strengthen risk mitigation and overall company performance.
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Additional details
References
- Abdukarimov, A. (2021). Risk management practices in insurance companies in Uzbekistan. Tashkent: Economics Publishing.
- Deloitte. (2022). Global insurance risk management outlook: Strategies for financial stability and operational efficiency. New York: Deloitte Insights.
- Enz, R. (2000). The S-curve relation between per-capita income and insurance penetration. The Geneva Papers on Risk and Insurance, 25(3), 396–406.
- KPMG. (2021). Digital tools for risk management in insurance: Best practices and implementation strategies. London: KPMG Reports.
- Makhmudov, S. (2022). Risk management systems in emerging insurance markets: Evidence from Uzbekistan. Journal of Financial Services, 14(3), 45–58.