Published February 21, 2026 | Version v1.0
Preprint Open

The Actuarial Cage: Void Architecture in Insurance Pricing and Risk Assessment

Authors/Creators

  • 1. Independent Researcher, Moreright DAO

Description

Applies the Void Framework to insurance pricing and risk assessment. Four coupled opacities: actuarial model opacity, claims denial algorithm opacity, insurer-provider negotiation opacity, regulatory capture opacity. EU AI Act Annex III §5 HIGH-RISK. $5T+ global industry.

Notes

Part of the Void Framework research project (Moreright DAO).

Files

void-framework-paper22b.pdf

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