ZEKNOP Data Interoperability Standard: Asset Portability and Privacy-by-Design Identity Framework
Authors/Creators
Description
ZEKNOP Data Interoperability Standard - Defensive Publication v1.1
This whitepaper establishes prior art for open data portability standards enabling privacy-preserving identity management and financial data
interoperability.
What's New in v1.1:
• Flagship Use Case: Privacy-Preserving Age Verification - New dedicated section demonstrating how platforms can verify users are "over 16"
(Australia) or "over 15" (France) without accessing birth dates or identity documents
• Multi-Jurisdictional Regulatory Alignment - Added support for Australian Online Safety Act (16+ age verification) and French Social Media
Regulation Act (15+ age verification with parental consent)
• Australian Privacy Act Compliance - New mapping of Australian Privacy Principles (APPs) to ZEKNOP implementation
• Enhanced Security Model - Expanded phishing/impersonation mitigation with consumer registration, pre-configured scope limits, and institution verification
• Restructured Executive Summary - Now addresses both privacy risks and systemic data fragmentation inefficiencies
Core Protocol (unchanged from v1.0):
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14+ asset types, 11+ liability types, 12+ insurance policy types
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9 granular identity blocks with derived claims
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OAuth 2.0 consent flows with minimal disclosure
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Privacy-by-design patterns (zero-knowledge data flows)
This publication contributes data model structures, API patterns, and privacy principles to the public domain to enable ecosystem-wide
interoperability and prevent vendor lock-in.
License: CC BY 4.0