Published January 14, 2026 | Version v1

Know Your Customer (KYC) with Blockchain Technology: Review

  • 1. ROR icon Binus University

Description

These are the Dataset of Papers that used as Reference.

Files

[10] AASSI_A_Self-Sovereign_Identity_Protocol_With_Anonymity_and_Accountability.pdf

Files (72.2 MB)

Name Size
md5:e5ecd343993fc4a474d03841d46f49c1
1.9 MB Preview Download
md5:c0c0c04b6a8a2267ed0675182fabb714
705.2 kB Preview Download
md5:7c2120e97ce8555642cb067a1c8468a4
2.4 MB Preview Download
md5:0f9559e61f586cadbbc3b853035e7c9f
7.3 MB Preview Download
md5:4386eeb69ee18905d2709db65c4c3009
1.3 MB Preview Download
md5:90dea30fc35775e8b69207f16310d751
634.2 kB Preview Download
md5:8f551531eee6923f383b36fbd1d8ef62
3.0 MB Preview Download
md5:e4f878b040abd1abf09fdb9fcbbad05d
2.5 MB Preview Download
md5:36d2022cb1a25f07a74a90b6c3635253
1.4 MB Preview Download
md5:bdd813a33c75e6e10bfcf4d52550872e
1.1 MB Preview Download
md5:fc8880014ad8a291047136c4a98260c4
4.7 MB Preview Download
md5:934608f9a17bdd0366ec49b84bf7860c
5.2 MB Preview Download
md5:c958ce8088f1803de4576212db958330
6.4 MB Preview Download
md5:76aaa6c884805346dcad2f76cd21025d
7.1 MB Preview Download
md5:deaa3d7636a4122fab64a486f74a5c26
864.1 kB Preview Download
md5:be4c49fdd41295d3578ae61e05991ae3
804.4 kB Preview Download
md5:de69bd8ce9e93f799a47a10195a63350
83.8 kB Preview Download
md5:1965f37e8484acc3cef6778f26f799bb
2.3 MB Preview Download
md5:2602c44db711591335fed68422fafb9e
1.8 MB Preview Download
md5:d1d2b2edab68e375c92981ea66bf8c2c
2.7 MB Preview Download
md5:b29366c580bb78e31c0b74edd5a151ce
2.6 MB Preview Download
md5:1921d371989c24b97f848077c6140b22
6.0 MB Preview Download
md5:bf4205e4f585ae5f0b0b42df5f5da00c
787.2 kB Preview Download
md5:a19847694cb1129f2d8105b60cc77ba9
955.8 kB Preview Download
md5:c078c5afcb1ff1e762602ecc8e3e11e4
1.7 MB Preview Download
md5:589204ca9bb1e8abb18d6574e159e8b1
2.9 MB Preview Download
md5:a5f78794f68b7a919a95ff4cf9fa847b
2.0 MB Preview Download
md5:31205279993d6b8e6ac6a1bfe22c8b95
1.1 MB Preview Download

Additional details

References

  • [1] P. Patil and M. Sangeetha, "Blockchain-based Decentralized KYC Verification Framework for Banks," Procedia Computer Science., vol. 215, pp. 529-536, 2022, DOI: 10.1016/j.procs.2022.12.055
  • [2] A. V. Kulkarni, T. Mondal, and D. Modi, "Enhancing privacy in banking systems: a blockchain-based access management and KYC solution," Cogent Business & Management., vol. 12, no. 1, p. 2570063, 2025, DOI: 10.1080/23311975.2025.2570063.
  • [3] S. Fugkeaw, S. Sungchai, S. Nakprame, and P. Sreekongpan, "Enabling Secure and Scalable GDPR-Compliant Blockchain-Based e-KYC With Efficient Redaction," IEEE Access., vol. 13, pp. 136834-136853, 2025, DOI: 10.1109/ACCESS.2025.3594656.
  • [4] M. Ivasenko, S. Frolov, M. Heyenko, N. Kolodnenko, and V. Datsenko, "Operational Cost Savings: Blockchain-Driven Back-Office Automation and Syndicated Loan Growth in U.S. Banks," Banks and Bank Systems., vol. 20, no. 2, pp. 189-205, 2025, DOI: 10.21511/bbs.20(2).2025.16.
  • [5] T. Vinther Daugaard, J. Bisgaard Jensen, R. J. Kauffman, and K. Kim, "Blockchain solutions with consensus algorithms and immediate finality: Toward Panopticon-style monitoring to enhance anti-money laundering," Electronic Commerce Research and Applications., vol. 65, p. 101386, 2024, DOI: 10.1016/j.elerap.2024.101386.
  • [6] M. Rodinko, R. Oliynykov, and A. Nastenko, "Decentralized Proof-of-Burn auction for secure cryptocurrency upgrade," Blockchain: Research and Applications., vol. 5, no. 1, p. 100170, 2024, DOI: 10.1016/j.bcra.2023.100170.
  • [7] T. Tunzina et al., "Blockchain-Based Central Bank Digital Currency: Empowering Centralized Oversight With Decentralized Transactions," IEEE Access., vol. 12, pp. 192689-192709, 2024, DOI: 10.1109/ACCESS.2024.3517147.
  • [8] C. V. Kumar et al., "Ethereum Blockchain Framework Enabling Banks to Know Their Customers," IEEE Access., vol. 12, pp. 101356-101365, 2024, DOI: 10.1109/ACCESS.2024.3427805.
  • [9] B. Karadaǧ, A. Zaim, and A. Akbulut, "Blockchain-Based KYC Model for Credit Allocation in Banking," IEEE Access., vol. 12, pp. 80176-80182, 2024, DOI: 10.1109/ACCESS.2024.3410874.
  • [10] L. Gao, J. Yu, J. Zhang, Y. Tang, and Q. Wen, "AASSI: A Self-Sovereign Identity Protocol With Anonymity and Accountability," IEEE Access., vol. 12, pp. 58378-58394, 2024, DOI: 10.1109/ACCESS.2024.3391423.
  • [11] B. D. S. Sai, R. Nikhil, S. Prasad, and N. S. Naik, "A decentralised KYC based approach for microfinance using blockchain technology," Cyber Security and Applications., vol. 1, p. 100009, 2023, DOI: 10.1016/j.csa.2022.100009.
  • [12] A. Thommandru and D. B. Chakka, "Recalibrating the Banking Sector with Blockchain Technology for Effective Anti-Money Laundering Compliances by Banks," Sustainable Futures., vol. 5, p. 100107, 2023, DOI: 10.1016/j.sftr.2023.100107.
  • [13] G. Kim and J. Ryou, "Digital Authentication System in Avatar Using DID and SBT," Mathematics., vol. 11, no. 20, p. 4387, 2023, DOI: 10.3390/math11204387.
  • [14] C. Sanh, K. Homayounfar, and T. Ebrahimi, "Effective know-your-customer method for secure and trustworthy non-fungible tokens in media assets," Proceedings of SPIE the International Society For Optical Engineering., vol. 12226, 2022, DOI: 10.1117/12.2636679.
  • [15] A. Farao et al., "INCHAIN: a cyber insurance architecture with smart contracts and self-sovereign identity on top of blockchain," International Journal of Information Security., vol. 23, pp. 347–371, 2024, DOI: 10.1007/s10207-023-00741-8.
  • [16] F. Lempogo, W. Brown-Acquaye, M. Agangiba, and D. Twumasi "Blockchain Maturity of Ghanaian Financial Institutions and Their Readiness to Adopt Distributed Ledger for KYC Processes," International Journal of E-Services and Mobile Applications., vol. 15, no. 1, pp. 1-21, 2023,DOI: 10.4018/IJESMA.317925.
  • [17] M. Hajiabbasi, E. Akhtarkavan, and B. Majidi, "Cyber-Physical Customer Management for Internet of Robotic Things-Enabled Banking," IEEE Access., vol. 11, pp. 34062-34079, 2023, DOI: 10.1109/ACCESS.2023.3263859.
  • [18] N. Sun, Y. Zhang, and Y. Liu, "A Privacy-Preserving KYC-Compliant Identity Scheme for Accounts on All Public Blockchains," Sustainability., vol. 14, no. 21, p. 14584, 2022, DOI: 10.3390/su142114584.
  • [19] V. Schlatt, J. Sedlmeir, S. Feulner, and N. Urbach, "Designing a Framework for Digital KYC Processes Built on Blockchain-Based Self-Sovereign Identity," Information & Management., vol. 59, no. 7, p. 103553, 2022, DOI: 10.1016/j.im.2021.103553.
  • [20] A. Abid, S. Cheikhrouhou, S. Kallel, and M. Jmäiel, "NovidChain: Blockchain-based privacy-preserving platform for COVID-19 test/vaccine certificates," Software Practice and Experience., vol. 52, no. 4, pp. 841-867, 2022, DOI: 10.1002/spe.2983.
  • [21] M. Elveny, M. K. M. Nasution, F. Purnamasari, and T. S. M. T. Wook, "Blockchain-enabled KYC integration for CLV optimization with robust M-Estimation and IRLS method," ICT Express., vol. 11, no. 3, pp. 402–410, 2025, DOI: 10.1016/j.icte.2025.03.006.
  • [22] S. Fugkeaw, "Enabling Trust and Privacy-Preserving e-KYC System Using Blockchain," IEEE Access., vol. 10, pp. 49028-49039, 2022, DOI: 10.1109/ACCESS.2022.3172973.
  • [23] A. Rijanto, "Blockchain technology adoption in supply chain finance," Journal of Theoretical and Applied Electronic Commerce Research., vol. 16, no. 7, pp. 3078-3098, 2021, doi: 10.3390/jtaer16070168.
  • [24] N. K. Ostern and J. Riedel, "Know-Your-Customer (KYC) Requirements for Initial Coin Offerings: Toward Designing a Compliant-by-Design KYC-System Based on Blockchain Technology," Business & Information Systems Engineering., vol. 63, no. 5, pp. 551-567, 2021, DOI: 10.1007/s12599-021-00677-6.
  • [25] N. Mohammadzadeh, S. D. Nogoorani, and J. L. Muñoz-Tapia, "Decentralized factoring for self-sovereign identities," Electronics., vol. 10, no. 12, p. 1467, 2021, DOI: 10.3390/electronics10121467.
  • [26] I. Salami, "Challenges and approaches to regulating decentralized finance," AJIL Unbound., vol. 115, pp. 425–429, 2021, DOI: 10.1017/aju.2021.49.
  • [27] M. N. B. Bakri, H. F. Neo, and C.-C. Teo, "Blockchain Technology for Tourism Post COVID-19," Journal of Telecommunications and the Digital Economy., vol. 11, no. 3, pp. 42–67, 2023, DOI: 10.18080/jtde.v11n3.669.
  • [28] I. Ahmed, K. Fumimoto, T. Nakano, and T. H. Tran, "Blockchain-Empowered Decentralized Philanthropic Charity for Social Good," Sustainability., vol. 16, no. 1, p. 210, 2024, DOI: 10.3390/su16010210.
  • [29] I. Ahmed, K. Toyoda, T. Nakano, and T. Hong Tran, "Efficient Verifiable Credential Aggregation With Blockchain Anchoring and zk-SNARKs," IEEE Access., vol. 13, pp. 191863–191874, 2025, DOI: 10.1109/ACCESS.2025.3512976.
  • [30] Y. Lin, "Building Blockchain-Driven Dynamic Tax Base Dark Matter Monitoring and Governance Model: Cryptocurrency, International Tax System Reconstruction, and Global Governance," IET Blockchain., vol. 5, no. 1, p. e70026, 2025, DOI: 10.1049/blc2.70026.