TOWARD TRANSPARENT FINANCE: A CROSS-COUNTRY MODEL FOR REPORTING IN THE DEFI AND CRYPTO ERA

 This analysis uses data from the IMF, OECD, and the World Bank, studies the viability of decentralized finance within nine economies. The multilevel structural equation model attributes 84 percent of the variance of legitimacy to blockchain reporting (β=0.41), AI analytics (β=0.29), audit accessibility (β=0.22), and the intensity of oversight (β=0.12). The study claims unalterable data combined with algorithmic assurance as novel pillars of accountability and trust. Policy implications advocate for the adoption of cohesive, auditable trust frameworks alongside AI-powered auditing solutions to streamline transparency and fortified cross-border accountability in decentralized finance.