Impact of Digital Payments on Consumer Spending Habits on Online Payments

The increasing adoption of online payment systems has revolutionized financial transactions and reshaped consumer spending behavior. With the advent of digital wallets, UPI, internet banking, and mobile payment applications, consumers are experiencing greater convenience, speed, and security in their day-to-day transactions. This research project aims to study the impact of online payment methods on spending habits, with a particular focus on the behavioral, economic, and psychological dimensions of consumer decision-making.