The Correlation Between the Users Familiarity with E-Payment Systems and its Willingness to Use the Application

This study examines the correlation between users' familiarity with e-payment systems and their
willingness to use such applications among students of Misamis University. The research utilized
quantitative methods and focused on assessing the relationship between perceived familiarity with epayment platforms and willingness to adopt their use. Data were collected using surveys, and statistical
analysis was performed using the Pearson product-moment correlation coefficient. Results revealed a
perfect linear relationship (r = 1) between users' familiarity with e-payment systems and their willingness
to utilize these platforms, with a statistically significant p-value of 0.000. This indicates that higher
familiarity with e-payment systems is strongly associated with a greater willingness to engage with these
technologies. These findings underscore the importance of educational efforts and accessibility to foster
familiarity and willingness among users.