Published April 30, 2025 | Version CC-BY-NC-ND 4.0
Journal article Open

A Survey on ATM Security Using OTP and Voice Recognition

Authors/Creators

  • 1. Assistant Professor, Department of Computer Science and Engineering, KIT-Kalaignarkarunanidhi Institute of Technology, Coimbatore (Tamil Nadu), India.

Contributors

Contact person:

Researcher:

  • 1. Assistant Professor, Department of Computer Science and Engineering, KIT-Kalaignarkarunanidhi Institute of Technology, Coimbatore (Tamil Nadu), India.
  • 2. Student, Department of Computer Science and Engineering, KIT-Kalaignarkarunanidhi Institute of Technology, Coimbatore (Tamil Nadu), India.

Description

Abstract: An Automated Teller Machine (ATM) is a cash dispensing terminal that allows patrons to conduct financial operations without requiring human assistance, including flows, forfeitures, deposits to be made, and balance inquiries. The security of ATM remains a significant concern, with card skimming, phishing, and unauthorized access being prevalent threats [1]. A wide range of technologies, such as PIN, OTP, biometric, RFID, etc., are used to secure ATM machines. This study presents a survey of various ATM security mechanisms, these technologies have several downsides. The combination of OTP and voice recognition technology appears to be superior and more secure than other technologies when compared to other technologies used for ATM security [2]. The integration of these two authentication methods provides a robust defense against various types of attacks, including card cloning, identity theft, and shoulder surfing. The system's usability and user acceptance are also evaluated, showing a positive response from participants. This research contributes to the development of secure and reliable ATM systems, protecting users' financial information and preventing fraudulent activities.

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Additional details

Identifiers

DOI
10.35940/ijies.F8190.12040425
EISSN
2319-9598

Dates

Accepted
2025-04-15
Manuscript received on 21 November 2024 | First Revised Manuscript received on 18 February 2025 | Second Revised Manuscript received on 18 March 2025 | Manuscript Accepted on 15 April 2025 | Manuscript published on 30 April 2025.

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