Digital Banking– A challenge Against Cooperative banks

Banking is known as the backbone of economy of every country. Without having an effective banking system, country cannot develop. Digitalization has impacted each and every sector. Banks are not exceptions from the digitalization process. In India telecommunication network has not spread in rural area. Cooperative banks are the main service provider in rural area. Still these banks have not adopted digitalization in their day-to-day transactions. Present research paper elaborate challenges against cooperative banks for adopting and implementing the digital banking system.