Published July 31, 2019 | Version v1

Fintech and Financial Inclusion in Developing Countries

Authors/Creators

Description

This paper investigates the role of financial technology (fintech) in promoting financial inclusion and access to banking services in developing countries. With the proliferation of mobile technology and digital platforms, fintech innovations such as mobile banking and peer-to-peer lending have emerged as powerful tools for expanding financial access to underserved populations. This study explores the impact of fintech on poverty alleviation and economic development, examining case studies and empirical evidence from various regions. Through a comprehensive analysis of fintech initiatives and their implications, this paper aims to provide insights into the potential of fintech to bridge the financial inclusion gap, empower marginalized communities, and catalyze economic growth in developing countries.

Files

EJAET-6-7-86-88.pdf

Files (137.8 kB)

Name Size Download all
md5:3d8e3e0d861c438ed1e1191752f4beb9
137.8 kB Preview Download

Additional details

References

  • [1]. Arner, Douglas W. and Buckley, Ross P. and Zetzsche, Dirk Andreas, Fintech for Financial Inclusion: A Framework for Digital Financial Transformation (September 4, 2018). UNSW Law Research Paper No. 18-87, University of Hong Kong Faculty of Law Research Paper No. 2019/001, University of Luxembourg Law Working Paper No. 004-2019, Available at SSRN: https://ssrn.com/abstract=3245287 or http://dx.doi.org/10.2139/ssrn.3245287
  • [2]. Badruddin, Aisha. (2018). Conceptualization of the Effectiveness of Fintech in Financial Inclusion.
  • [3]. RANADE, A. (2017). Role of "Fintech" in Financial Inclusion and New Business Models. Economic and Political Weekly, 52(12), 125–128. http://www.jstor.org/stable/44166832
  • [4]. Buckley, Ross P. and Webster, Sarah, Fintech in Developing Countries: Charting New Customer Journeys (June 1, 2016). Journal of Financial Transformation, Vol. 44, Forthcoming, UNSW Law Research Paper No. 2016-73, Available at SSRN: https://ssrn.com/abstract=2850091