Determinants of Rural Credit in Odisha: A Case Study in Bijepur Block of Bargarh District

This study has been designed to examine the determinants of rural credit in Odisha. In rural India, most of people take loans from the various formal as well informal sources. The amount of credit depends upon its determinants such as the size of households, rate of interest, size of landholdings, and size of own residential plots basing on these determinants rural people draw credit, but because of not good return from their field, they are unable to repay on time.