Review of Indira Awas Yojana - Housing Scheme of Government of India

Indira Awas Yojana (IAY) was a housing scheme launched by the Government of India in 1985, aimed at providing housing to the rural poor. The scheme was renamed as Pradhan Mantri Awaas Yojana-Gramin (PMAY-G) in 2016. This paper reviews the implementation and impact of the IAY scheme, including its design, funding, and execution. The paper analyzes the key achievements and challenges faced by the scheme, highlighting its contribution to improving the living conditions of the rural poor. The paper also suggests ways to enhance the effectiveness of the scheme to better serve the housing needs of the rural poor in India.