Published March 1, 2023 | Version https://www.theijbmt.com/archive/0949/557156117.pdf
Journal article Open

Analysis of the Effect of Operating Expenses on Operating Income (BOPO), Return on Assets (ROA), Return on Equity (ROE), on Loan to Deposit Ratio (LDR) at Bank Mandiri in 2014-2021

Authors/Creators

  • 1. Faculty of Economics and Business, University of Muhammadiyah Surakarta, Indonesia

Description

The purpose of this study is to analyze and find empirical evidence whether Operating Expenses on Operating Income (BOPO), Return on Assets (ROA), and Return on Equity (ROE) have an effect on the Loan to Deposit Ratio (LDR). The population in this study are financial reports issued by Bank Mandiri for 2014-2021, in which a sample of 32 data was taken using purposive sampling. Based on tests carried out with the help of the SPSS software program version 25, the results of this study state that Operating Expenses to Operating Income (BOPO), Return on Assets (ROA) andReturn on Equity (ROE) have an effect on the Loan to Deposit Ratio (LDR).

Files

557156117.pdf

Files (459.0 kB)

Name Size
md5:8afe8b998498c981bde9c90176822004
459.0 kB Preview Download

Additional details

References

  • Arisandi, Desi. 2008. Analisis Faktor PenawaranKredit pada Bank Umum di Indonesia. Jurnal Program Studi Manajemen Perbankan Universitas Gunadarma
  • Billy ArmaPratama. (2009). AnalisisFaktor-faktor yang Mempengaruhi Kebijakan Penyaluran Kredit Perbankan (Studi pada Bank Umum di Indonesia PeriodeTahun 2005-2009). ISSN 1907-6304.
  • Brigham, Eugine F & Phillip R Daves, 2004, Intermediate Financial Manajemen, 8 th edition, New York: Mc Graw-Hill.Inc.
  • Dendawijaya, L. (2004). Manajemen Perbankan. Jakarta: Ghalia Indonesia.
  • Dendawijaya, Lukman, 2005, Manajemen Perbankan, EdisiKedua, Ghalia Indonesia, Bogor
  • Himaniar Triasdini. (2010). Pengaruh CAR, NPL dan ROA terhadap Penyaluran Kredit Modal Kerja (Studi pada bank Umum yang Terdaftar di Bursa Efek Indonesia Periode 2004-2009).
  • Hery. 2015. Analisis Laporan Keuangan. Edisi 1. Yogyakarta: Center For Academic Publishing Services.