Study on Growing the Systematic Investment Planning in Mumbai

Now a days investment is the core part of life. Every individual has invest in their own way, Systematic investment plan (SIP) has emerged at alternative investment plan for large number of investors interested in less risk with high returns in installments. The purpose of the study is to find out the motivating factor to invest in systematic investment plan. SIP holder belonging in Mumbai city in Maharashtra has been taken for the purpose of the study. Results of the study found that for higher return with low risk the investor motivates to invest in systematic investment plan on the other hand knowledge and operational platform is one of the main barrier that investor are facing of scheme.
In the present work we have studied how the investment in mutual funds through Systematic Investment Plan (SIP) can gain momentum and increase percentage of income. Hence, SIP seems to be a safer and beneficial mode of investment for the small investors and in a large context it is beneficial also for the big investors. Our sample study also suggests that young investors are tending towards mutual fund investments and preferring SIPs more than the aged investors.