INNOVATION OF LAW ON CONTRACT IN SHARIA PAWNSHOPS

Abstract:

This paper informs on the innovation law of contract in Sharia Pawnshops. There are three problems, 1) regulation of the DSN-MUI fatwa on sharia pawnshops, 2) pawn products in Sharia Pawnshops, and 3) the method of calculating sharia pawnshops and auction of goods pawn. The descriptive-qualitative was used methods were observation, interview and document analysis. The result showed that character of pawn law based on the Fatwa DSN MUI Number 25 DSN-MUI/III/2002 and and the Compilation of Islamic Economic Law that murtahin as recipient of goods pawn have the right to suspend marhun until all are repaid. Pawn products in Sharia Pawnshops is have easy and practical lend skim service to meet the funds needed by people with a pawn system in accordance with sharia by handing over gold, jewelry, diamonds, electronics, and motor vehicles. If the rahin cannot pay off the debt until the due time, then the warning can be given to the customer first. However, if the customer cannot pay off, conducted auctions on goods pawn.