Digitizing Payments: Opportunities for Financial Inclusion for Sub-Saharan Africa

Use of technology innovation and digital inclined financial services has seen a remarkable endorsement in Africa. Mobile money accounts are growing and could overcome the number to those of financial institutions in Africa. The paper examines generally the opportunities for sub-Saharan African countries in digitizing financial services The paper recommends the need to integrate financial inclusion strategies within humanitarian activities and proposes a shift in humanitarian using digital payments. It notes this should be done - in a hierarchy, and with a long-term goal, taking into consideration the different needs of financial services within an economy.