Published October 29, 2026 | Version v1

Checkout Consent: Measuring Authorization Before Agent Payments

Authors/Creators

  • 1. Independent researcher

Description

Checkout consent binds a proposed purchase to a current total and shipping address. Checkout Consent evaluates this boundary in 40 synthetic shopping episodes across 7 scenario types. We test 9 scripted controls through the public execution and replay path. The privileged oracle attains full credit on 40/40 tasks, a rate of 1.000 [0.912, 1.000]. Empty output and blanket refusal receive no credit. Re-quoting after consent produces an unauthorized-attempt rate of 0.875 [0.739, 0.945]. These are 95% Wilson intervals over tasks. A simulated population sweep adds 16000 episodes and removes consent questions in a paired intervention. At equal oracle and unsafe-policy mixture weights, simulated mean score falls from 0.514 [0.491, 0.536] to 0.062 [0.055, 0.069]; intervals bootstrap simulated agents. The payment guard remains active throughout. Results validate selected measurement distinctions, not deployed agent safety. No learned model or human participant is evaluated.

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checkout-consent-paper.pdf

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