Sarah Mitchell
742 Oakridge Drive
Denver, Colorado
(303) 456-7892
sarah.mitchell@email.com
https://www.linkedin.com/in/sarahmitchell

WORK EXPERIENCE

Mortgage Compliance Officer
FirstBank Financial Services - Denver, Colorado
January 2021 - Present
- Ensure compliance with federal and state regulations related to residential mortgages, including the USA PATRIOT Act and Anti Money Laundering laws.
- Conduct thorough reviews of mortgage applications to verify adherence to guidelines set by the United States Federal Housing Administration and other regulatory bodies.
- Collaborate with funding teams to ensure timely and compliant disbursement of mortgage funds, reducing funding errors by 20%.
- Develop and implement compliance training programs for staff, enhancing understanding of regulatory requirements and improving overall compliance rates.
- Utilize tools such as LexisNexis and Westlaw to stay updated on changes in financial regulations and compliance standards.

Compliance Analyst
Heritage Capital Group - Boulder, Colorado
June 2018 - December 2020
- Assisted in the development and implementation of compliance policies for residential and commercial lending operations.
- Conducted risk assessments and audits to identify potential compliance issues, resulting in a 15% reduction in compliance-related incidents.
- Managed client onboarding processes, ensuring all KYC (Know Your Customer) requirements were met and documented.
- Collaborated with legal teams to interpret and apply regulations from the United States Office of Foreign Assets Control.

Regulatory Compliance Specialist
Mountain Ridge Financial - Fort Collins, Colorado
March 2015 - May 2018
- Monitored and analyzed changes in financial regulations, providing actionable insights to senior management.
- Developed compliance checklists and guidelines for various financial services, improving operational efficiency by 25%.
- Conducted training sessions for employees on compliance best practices and regulatory updates.

ACADEMIC BACKGROUND

Bachelor of Science in Finance
University of Colorado Boulder - Boulder, Colorado
Graduated: May 2014

SKILLS
- Compliance
- Regulatory Compliance
- Residential Mortgages
- Anti Money Laundering
- USA PATRIOT Act
- Financial Regulation
- Client Onboarding
- Microsoft Word
- LexisNexis
- Westlaw

ADDITIONAL INFORMATION
- Certified Regulatory Compliance Manager (CRCM)
- Member of the Association of Certified Anti-Money Laundering Specialists (ACAMS)
- Fluent in English and Spanish