Question
Gender of the respondent
Age group of the respondent
Highest education qualification attained
type of your business
Marital Status
Years of operation
Iam aware of what the debt to capital ratio means in my business
Iam aware of how a big debt affects my business
Iam able to balance debt to capital ratio in my business operations
Iam aware of what a debt repayment plan involves
Iam aware of the consequences of not following a proper debt repayment plan
Iam aware of the different options available for structuring a debt repayment plan
Iam aware of what debt repayment records are and their importance in financial management
Iam able to regularly update my debt repayment records
Iam aware of the bad effects of inaccurate debt repayment records
Iam able to use my debt repayment records to make financial plans and decisions
I am able to create a budget for my business
I am aware of the basic steps involved in creating a business budget
I know how to make regular budget reviews to match with my business financial position
I am able to set clear financial goals for my business
I am aware of the short-term, medium-term and long-term financial goals of my business
Iam able to make regular reviews in the financial goals of my business
I understand how to make a saving & investment plan for my business
I understand how to make short, medium and long-term saving & investment plan for my business
I am able to create a saving & investment portions in my business budget
Iam aware of the various saving and investment options available for my business
I am able to adhere to Shariah principles in making my business decisions.
I am able to distinguish between halal and haram financial transactions
I am able to distinguish between ribah/interest and profit transactions
I understand Islamic financial literacy brings financial justice & equity.
I am aware of the risk and profit-sharing principle in shariah
I understand the difference between Islamic and conventional finance
I am aware of how profit and loss sharing works in Islamic financial contracts.
I am aware that Islamic finance prohibits investment in businesses like alcohol, gambling, pork products etc.
Iam aware that Islam encourages investments in activities that benefit the community.
I am aware that Islamic finance encourages investments guided by moral and ethical values.
I have many sources to support by businesses finacial needs
I can easily access finance from government support programs
I have most of the requirements for accessing finance from lending institutions
I have enough information on where available financial resources are.
I have enough financing options for my business.
I can easily get financial support from my family members
I can easily get financial support from my friends
I can easily get financial support from my customers
I am able to save my profits for further investment to grow this business
I have the collateral required to get financing for my business.
My business has experienced an increase in profit over the past years.
The price of my products/services has increased in past years
My business operational costs have significantly reduced in past years.
The sales volume of my business has increased in past years.
The number of products/services my business offers has increased in the past years.
The number of customers for my business has increased in past years.
The quality of services/products of my business has improved in past years.
The quality of management (speed, customer care, cleanness) in my business has improved in past years.
The quality of my business customers has improved in past years.
The quality of tools I use in my business has improved in past years.
Debt Management
Financial Planning and Budget
Islamic Financial Principles
Access to Finance
Performance