Gender of the respondent
1 = Male
2 = Female

Age group of the respondent
1 = 18-34 years
2 = 35-49 years
3 = 50-69 years

Highest education qualification attained
1 = Primary
2 = Secondary
3 = Tertiary

type of your business
1 = Micro business
2 = Small business

1 = Single
2 = Married
3 = Divorced

1 = Less than one year
2 = 1-5 years
3 = 6-9 years
4 = 10 and above years

Iam aware of what the debt to capital ratio means in my business
1 = Strongly Disagree
2 = Disagree
3 = Notsure
4 = Agree
5 = Strongly Agree