content: It still has huge consequences.  You end up with an inverted demographic and then poverty then more death.  When human population declines it declines sharply because for humanity to sustain itself it needs young people so it has to continually grow.  If you want to get rid of that trap the only way to mitigate it is get rid of the concept of retirement.  Most of history didn't have it.  The 1920's average retirement age was about 70, equal to our average life span and well above theirs.