content: You're not much of a reader, are you?  The numbers are fairly clearly stated in the article.  If they were passing on the costs of insurance to the drivers, they wouldn't be so fucked and have to file bankruptcy to duck their creditors (bankruptcy does not mean "going out of business).  There's actually noting in the article about the economics of Uber - which are not actually different at all from actual, licensed taxi companies.  Aside from the part where they ignore labor laws, that is.