content: Nah.  They have a solution - basically, two types of keys - encryption (backdoored for the government), and authentication (not). Verified by visa (for example) lets them redirect credit cards to visa's web site after you enter your card number for verification. It would be pretty easy to give Visa an exemption from any mandatory decryption laws, as they don't have user-generated data, and are used for authentication only.  No credit card raping, and no privacy either.