Seems to me that the Fed is looking at a lot of things to expand their reach ( "breach"?  As in "breach of trust"?) They are also looking at the Insurance industry.  Is healthcare or education next? Look at what they did with credit cards.  Now I hear some ideas are being "floated" regarding changes to the CFPB. But, if I reload my mind and thinking with eternal truth, it doesn't matter.  Stuff is temporary.