I'm not sure exactly either.  I just post because I wish us to keep our eyes open to Federal Reserve actions as (they themselves) report it. My idiot guess about it is that it means that big banks have a more stringent rule regarding how they ensure appropriate management of risk associated with bankruptcy (bank failures?) And small banks have less risk, so they are cutting them a break. If anyone out there wishes to correct me, feel free. Quoting from the release, "Resolution plans, also known as living wills, describe a firm's strategy for orderly resolution under bankruptcy in the event of material financial distress or failure of the firm." I've noticed most of the Fed press notices recently are risk related.  It's probably "dangerous" to infer anything from that, right? I'm definitely out of my lane, as I have no expertise in this.