When the dollar fails, the bank will not "cash" your check.  There will be no more cash available. Yes, gold is good storage. But, interim currency will be paper FRN's (cash) because stupid people are only familiar with cash and not gold or silver.  USD's will then be re-valued based on SRD's and eventually crash themselves. First digital then paper FRN's go to zero. Keep cash in your emergency supply. Short term barter, more important than junk silver.  This will be like Wiemar republic on digital steroids instead of the printing press. we're already in the 2nd act and dont even know it.