Debt Clock: Need some anon eyes on this. Look at the credit card debt(in red), it's incrementing downward. https://usdebtclock.org/# Now look at these countries'  debts.(Found by clicking "World Debt Clock" in above link, or direct link below.)  European countries, China, India, all going down.   US, China still going up. https://usdebtclock.org/world-debt-clock.html Can any econ/finance experts offer a rationale for these debt number trends?