Grow the fuck up. I didn’t create the issue, I’m telling people how to work with the problem. Yes Q people blah blah blah, get the fuck over yourself mmmmmmkay? Live in the real world for a minute or go back to your dumpster diving life behind a keyboard. FWIW I didn’t say it’s not a PR thing I’m trying to put the word out there to people who wouldn’t know otherwise.    Insurance is and does work to fix problems, businesses during duress, relocates tenants who would be HOMELESS without recourse. The major issue is people can’t see why they pay $$ for coverage...ok $1k/year for a $250k home to replace the building...UNTIL the house goes up in flames and they can’t pay to rebuild and are stuck with a mortgage 5x the cost AND have to pay it back. Get a clue, or don’t.  **edit: EAT A BOWL OF DICKS