Did you know that these functions were already being performed by other US Agencies?  Do you know how many staff at this agency earn more than the VP, Supreme Court Justices, the Fed Chair and Congress?  Hundreds of CFPB staff: https://www.atr.org/cfpb-officials-making-more-vice-president-by-daniel-uzi-frydman Wasteful do nothing agency.  It's time it's abolished and the functions returned to the Treasury.