Health Insurance Scam. My wife had a image done at the hospital for a kidney stone. Total time about 45 minutes. The cost for the scan only was $7,455 That is insane.  We had to pay $100 and the health insurance covered the rest. Sounds good right? But wait there is more to the story. The Hospital sent us the bill showing the breakdown of the total bill, the insurance adjustment,  the amount the insurance company paid and our balance due. The total bill was $7455.00  The insurance Adjustment was 7144.84 The insurance company paid $210.16 We paid                                   $100.00 With insurance the total the hospital got was $310.16 paid in full. Without insurance the bill was over $7000 more. That is why you have to have medical insurance. The hospitals are working with the insurance companies to force you to carry insurance or you will be hit with an insane bill.  Hopefully President Trump will be fixing this scam along with many others.