Even if the student’s actions weren’t covered in the insurance it doesn’t matter. The students took a bogus stance, assaulted the baker, then the university refused to stand up for what was right. They are supposed to be an institution of higher learning. They should have been in the forefront of the community backing Gibson’s and punishing those students actively involved in the shoplifting and assault. It’s disgusting the bakery had to sue to get justice.  Edited to distinguish between students and university.