I got the same return I have for a few years, plus took more home each paycheck. I call that a net decrease in taxes paid. Anyone using H&R block is fucking up. Go get a CPA, they have more tax loop holes than H&R would use for you. I took my taxes to H&R block about 10 years ago, I owed $3000. I got a second opinion from a CPA and got back $2000.