Thank you for taking the time to write that...personal piece. You're right, on a similar level, I wrote my note. We're not all sitting, waiting behind $5 mill of insulation and other resources. I would guess, very few of us are. That's ok. I seem to remember reading Gen. Flynn said something like, "the problem we have is that too many people are afraid to die!"  Couldn't agree more. Remember being 17, telling my friends, beware (don't trust) of anyone who loves life too much."