We're entering the dip now.  I'm short miners and precious metals in anticipation.  When they bottom, which could happen in a very short time after a sharp decline, I'll get long for the ride of a lifetime.   What I fear is the second wave and its peak, which would likely be orchestrated in time for the November elections.    The second wave paradigm has been embraced by a number of commentators like George Webb who see the virus as a bioweapon and the present 'crisis' as a beta test for a later much deadlier true pandemic.  I'm slowly moving toward that thinking myself...not entirely convinced, but the argument is compelling.  Market restructuring will not stop something like this.  Only the arrest and conviction of those who have orchestrated the nightmare will suffice.    In fact, it's quite possible that a restructuring may depend on a deep collapse as a precondition.  Consider that the mantra "nothing can stop what's coming" may well be a warning. In any case, hope for the best but prepare for the worst is sage advice.