It wasn't me but a family member that had their student loan debt mysteriously wiped clean. I'm still paying on my student loans.  And about that old saying concerning gift horses... When one goes to 'buy' a horse, one would check its gums and teeth, among other things, to ascertain the health of the animal. If someone "gifts you a horse" it is very rude to nit-pick and fuss over the animal checking whether or not the animal is in tip-top condition. If it runs, just be happy with the gift of the horse and say thank you. This adage was surely created back when horses were like cars, pick-ups and tractors.... If someone gifted you a car you probably wouldn't complain that the timing was off or the tires were in need of replacement.