True! And your logic is very agreeable.  Being born on the 14th is not something you can do something about. It is beyond your conscious control. Nature is in command.  However, were your parents so inclined, your birth could be scheduled on the 14th. That makes choice makes it worth investigate further.  In case of payment, that is following an obligation.  It is both the why for the rigorous adherence to payment and the repeating amount of 65.000 that makes it worth to further investigate.