FYI The economic impact payment that just about everyone is getting is not taxable. So you get to keep the entire amount. Whenever I hear that I am going to get x amount from the Government I think how much do I get to keep, and how much goes right back as income tax.  This payment is considered an advance on a credit for 2020 taxes. That means you get to keep it all... At least the Federal Government will not tax it. No idea what each State will do. I love our President  https://www.eitcoutreach.org/tax-filing/coronavirus/a-guide-to-economic-impact-payments-for-advocates/