I think a free market approach is better. Push trades at the secondary level. The dipshit kids in high school do not need to be taking out student loans to get bullshit degrees just because its "what you do after high school". They need to be getting involved in IT, construction, HVAC, plumbing, etc. It is the only real way to solve this problem, imo. Cut off the de facto pipeline between high schools and liberal arts colleges, you cut off incentives to artificially jack up tuition and create more bullshit degrees. These universities need competition from alternative educational tracks. Many high schools are already moving this direction, but it needs to be way more of an overt cultural shift in the way we think about seconsary and post-secondary education. Trades, apprenticeships, and internships... invest in the kids, not the colleges!