Agree.  But the Spellfag in me transforms your  "house their buying" to "house they're buying".  (I'll let punctuationfag remove the apostrophe from "Appraisers".) I might add that the Federal Reserve relies on low comment rate to their public notices of rule reviews to fuel their locomotive behavior.  Only 540 public comments were received on this.  And, although it was requested by one commenter that a public hearing occur, they nixed that saying the NOPR (Notice of Public Review) was sufficient.  Unfortunately, the public is not aware of these notices of Public Review because they are not publicized.