They hire the young who have given up on themselves and the old that can't make it on just their pension but no one else hires them because they're so old and not willing to train them.  Walmart actuslly takes life insurance out on employees for profit. The spirit of employee life insurance if "if our company was to lose this person we'd so fucked and we need a bunch of money to be able replace patch ou loss.  Makes sense for a leader of a project, a law firm insuring a lawyer who spent hours already on an intricate case having to hire someone else to read through the whole thing again post haste, etc.  Doesn't make sense for Walmart meet and greeters.