Shut down their excuses Many of you may be happy to know what I now know: your health insurance and work will usually subsidize your gym membership. Anthem BSBC is big on this, and larger companies, the kind that need legitimate HRs, usually have these programs as well. One person I know was able to get her work and insurance to subsidize to a cost of $10 a year for her membership. If you are paying full price for your membership, consider looking into subsidies. I hope you can also arm yourself with this information for the hams you encounter in your life that say gyms are too expensive. With my subsidies my monthly membership will be $10/month. Anyone in the LA area looking for a fellow shitlord to hit the gym with, message me!