With the exception of car insurance, I can’t think of a single monthly bill/necessity that doesn’t have a subsidy for the poor folk - and car insurance probably has one too since it’s the law to carry it, but I’ve just not heard anyone mention it. If you’ve already got your rent, food, utilities and health insurance paid for, any cash you receive from welfare or disability is just that - cash. Think of how much money you’d have if you never had to pay a single bill. Even $100 a month would seem like a lot if you had absolutely no obligations on what to do with it.