Weekly Off-Topic I got my car insurance renewal the other day. As my car and I are now another year older and another year without any claims, naturally my premium is $50 higher. The bastards want the best part of $900 to insure an 11 year old Corolla. Scandalous. As a piece of cosmic poetry, that very afternoon, I was driving and someone went for an absolutely suicidal turn across two lanes of traffic. Our views of each other were obstructed by a long car in the lane between us, but he did it anyway. So all of a sudden I got a ute with a trailer in front of me out of nowhere. Thanks to some lightning reflexes, I prevented a catastrophic crash that might have killed his passenger, or worse, written-off my car. Did I mention it was raining heavily and I did this in the wet? I found it ironic that I proved my worth as a good driver on the very day my insurer declared I am a greater liability.  It made me think that insurance companies should have a system where you make a claim like for an accident except you explain how you avoided an accident by being a good driver. You could get proof and estimates of potential cost and then you could argue that, because you prevented thousands of dollars of cost to the insurer, you should get a lowered premium. Somehow I don't think the idea will take-off.