I bike to work and I live in the fucking ghetto. My rent is $330 a month because that's what I can afford. I don't eat out because I can't afford so I cook everything. I don't drink either because that's a waste of money. What do I do for fun? Find inexpensive ways to cook delicious foods, bike 50-100 miles a week, run a couple times a week, swim at the free gym at my university, have healthy food potlucks with friends, find cheap ways to travel and see new things by making friends all over the country that will house me when I visit. I live a very fulfilled life on less than $20,000 a year and I am very fit and healthy. Just admit that you don't want to try and want an excuse to be fat.