I fell into the 'curvy' trap as a teen when Kim Kardashian became popular and was overweight for a couple years. I lost the weight once I realized I was fat, not curvy. Someone fat shamed me FPH style and I snapped out of it. You don't need money to lose weight. All it takes is counting calories and some basic knowledge of nutrition. Myfitnesspal is free, I used that to lose weight and it taught me a lot.