Can confirm. My mother is permanently disabled (stage 4 cancer + some absolutely fucked up vertebrae in her back + horrible osteoarthritis) and while she did make a GoFundMe when she was in that limbo period of being unable to work but not yet 'qualified' for disability checks (which basically read Hi, I'm [name], I have cancer and bills the good ol' American healthcare system won't pay), 2 things that I will respect her for, as fucked up as she can be ...   She fought her doctor every step of the way about going on disability - she started working basically as soon as she could and didn't want to stop if she could to avoid being a 'moocher', DESPITE knowing that one fall or a bad bump/slam could break a hip or worse, permanently damage what's left of the lower half of her spine. Now, she walks with a cane and rarely ventures out of the house. Most of the time, she will send me to do her groceries as often, she cannot find a scootypuff in-store to use, and doesn't want to risk being run over by a trampling stampede.    She actually did some fucking 'footwork' in regards to what could help her with assorted bills, e.g. loan forgiveness, calling the mortgage company, etc. AND looked into what educational/work programs that she could get in order to see if there is SOMETHING she can do with limited mobility.    As an aside, I do believe that my motther is a bit of a shitlord in training... There have been times that we've shown up at e.g. Wallyworld and all the handicapped spaces are taken. If she sees a cow at the wheel of a car with a handicapped plaque, her first comment is "Woooooow, such a good use of taxpayer money!" In the most sarcastic tone you can imagine.