I don't normally entertain someone who will comment before bothering to read the post but this specifically pertains to the costs of healthcare. Not only is healthcare skyrocketing for the individual but others are also forced to share some of the burden.  When you have to take 5-6 medications a day in your 40's, plus your very own scooty puff, plus oxygen tanks, etc it adds up and these costs are getting higher for both the individual and the whole of society.