Exactly. Genetics dictates where the fat goes first. For example, with me it's always been my abdomen, and with my sister it's always been her hips. That's why we work hard to stay fit, because your body can't store fat you don't have. But after a certain point, when you have way more fat than your body knows what do do with, it just starts storing that shit everywhere. That's how you get things like shelf-asses and forehead FUPAs.