Journal article Open Access

Qualitative Analysis of Consumer Redressal Practices in Indian Regulated Sectors

Mugdha Mujumdar; Sandeep Prabhu; Giri Hallur


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    <dct:title>Qualitative Analysis of Consumer Redressal Practices in Indian Regulated Sectors</dct:title>
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    <dcat:keyword>"Grievance Redressal, telecom regulations, TRAI, Life Insurance, IRDA, Banking Ombudsman, Electricity Act, CGRF</dcat:keyword>
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    <dct:issued rdf:datatype="http://www.w3.org/2001/XMLSchema#date">2020-11-30</dct:issued>
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    <dct:description>&lt;p&gt;This paper aims to study and analyse consumer complaint resolution mechanisms and ombudsman frameworks in three Indian regulated sectors and tries to compare it with that of telecom sector. Here an analysis of regulatory data is carried out. The paper is both theoretical and analytical in nature. This research sheds light on complaint resolution frameworks in Indian regulated sectors such as &amp;ldquo;Banking, Insurance, Electricity and telecom. Role of Ombudsman and alternates dispute resolution mechanism in the sector is also studied. It is necessary for Ombudsman to perform its duties and responsibilities for overall growth of the sector. Visible, sharp complaint resolution structure and noticeable, orderly decision making entity are truly necessary component of complaint solving mechanism. This Paper also analyses statistics, facts of complaint resolution rates etc. Consumer complaint solving framework is a regulatory vehicle for discarding of grievances. This research is indicator of eight principles of effective consumer resolution mechanism.&lt;/p&gt;</dct:description>
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