Journal article Open Access

Financial Technology and Its Impact on Poverty in India

Rahul Singh Gautam; Jagjeevan Kanoujiya; Venkata Mrudula Bhimavarapu,; Shailesh Rastogi


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    <subfield code="a">Financial Technology, Financial Inclusion, Digitalization, Poverty, ATM, KCC, India.</subfield>
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    <subfield code="u">Professor, Symbiosis Institute of Business Management, Pune; Symbiosis International (Deemed University), Pune (Maharashtra), India</subfield>
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    <subfield code="p">International Journal of Management and Humanities (IJMH)</subfield>
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    <subfield code="u">Ph.D. Scholar, Symbiosis Institute of Business Management, Pune; Symbiosis International (Deemed University), Pune (Maharashtra), India</subfield>
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    <subfield code="a">Financial Technology and Its Impact on Poverty in India</subfield>
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    <subfield code="a">&lt;p&gt;The paper aims to examine the effects of financial technology (Kisan Credit Card and ATM) on India&amp;#39;s Poverty and empirically analyze the influence of financial technology on poverty scores. We consider data from twenty-two Indian states for three fiscal years, i.e., from 2018 to 2020. The current study uses panel data analysis to test the hypothesis. Results suggest a negative association between financial technology (Kisan credit card and ATM) and its influence on the poverty score in India. The current study suggests that the government should pay more attention to expanding financial technology, including increasing economic growth and financial stability and eliminating poverty by investing in infrastructure that would enhance banking services.&lt;/p&gt;</subfield>
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