{ "access": { "embargo": { "active": false, "reason": null }, "files": "public", "record": "public", "status": "open" }, "created": "2021-04-11T09:30:03.152320+00:00", "custom_fields": { "journal:journal": { "issue": "9", "pages": "21-27", "title": "EPRA International Journal of Economic and Business Review", "volume": "5" } }, "deletion_status": { "is_deleted": false, "status": "P" }, "files": { "count": 1, "enabled": true, "entries": { "01.09.2017 A STUDY ON SECURED CASHLESS ECONOMY IN INDIA WITH REFERENCE TO INITIATIVES TAKEN BY RESERVE BAND.pdf": { "checksum": "md5:9c8e3abcea1c26683b435d99e8db0948", "ext": "pdf", "id": "62accafb-425b-49af-9d28-233f42138911", "key": "01.09.2017 A STUDY ON SECURED CASHLESS ECONOMY IN INDIA WITH REFERENCE TO INITIATIVES TAKEN BY RESERVE BAND.pdf", "metadata": null, "mimetype": "application/pdf", "size": 308974 } }, "order": [], "total_bytes": 308974 }, "id": "4679310", "is_draft": false, "is_published": true, "links": { "access": "https://zenodo.org/api/records/4679310/access", "access_links": "https://zenodo.org/api/records/4679310/access/links", "access_request": "https://zenodo.org/api/records/4679310/access/request", "access_users": "https://zenodo.org/api/records/4679310/access/users", "archive": "https://zenodo.org/api/records/4679310/files-archive", "archive_media": "https://zenodo.org/api/records/4679310/media-files-archive", "communities": "https://zenodo.org/api/records/4679310/communities", "communities-suggestions": "https://zenodo.org/api/records/4679310/communities-suggestions", "doi": "https://doi.org/10.5281/zenodo.4679310", "draft": "https://zenodo.org/api/records/4679310/draft", "files": "https://zenodo.org/api/records/4679310/files", "latest": "https://zenodo.org/api/records/4679310/versions/latest", "latest_html": "https://zenodo.org/records/4679310/latest", "media_files": "https://zenodo.org/api/records/4679310/media-files", "parent": "https://zenodo.org/api/records/4679309", "parent_doi": "https://zenodo.org/doi/10.5281/zenodo.4679309", "parent_html": "https://zenodo.org/records/4679309", "requests": "https://zenodo.org/api/records/4679310/requests", "reserve_doi": "https://zenodo.org/api/records/4679310/draft/pids/doi", "self": "https://zenodo.org/api/records/4679310", "self_doi": "https://zenodo.org/doi/10.5281/zenodo.4679310", "self_html": "https://zenodo.org/records/4679310", "self_iiif_manifest": "https://zenodo.org/api/iiif/record:4679310/manifest", "self_iiif_sequence": "https://zenodo.org/api/iiif/record:4679310/sequence/default", "versions": "https://zenodo.org/api/records/4679310/versions" }, "media_files": { "count": 0, "enabled": false, "entries": {}, "order": [], "total_bytes": 0 }, "metadata": { "creators": [ { "affiliations": [ { "name": "1Associate Professor, CMS Business School Jain University, Bangalore, Karnataka, India" } ], "person_or_org": { "family_name": "Dr. Hemanth Kumar .S", "name": "Dr. Hemanth Kumar .S", "type": "personal" } }, { "affiliations": [ { "name": "ASC Degree College, Bangalore, Karnataka, India" } ], "person_or_org": { "family_name": "Asst Prof. Nagendra .B M", "name": "Asst Prof. Nagendra .B M", "type": "personal" } }, { "affiliations": [ { "name": "ASC Degree College, Bangalore, Karnataka, India" } ], "person_or_org": { "family_name": "Asst Prof. Rajesh .M", "name": "Asst Prof. Rajesh .M", "type": "personal" } } ], "description": "
India through its ‘DIGITAL INDIA’ initiative is looking forward to compete globally, though a growing economy. The transition towards digitalization is full of challenges. The greatest challenge is acceptability from its people. Security is seen as the most concerning factor to people. Thus, this paper studies the initiatives taken by RBI in ensuring safety and security in digital payment among people. It is found that, RBI has taken various initiatives towards regulating banks in ensuring cyber security and safety. However, the study
\nsuggests more initiatives have to be intended in creating awareness and thereby educating people followed by its implementation to realize the intended benefits of a ‘Cashless Economy’.