10.5281/zenodo.3380047
https://zenodo.org/records/3380047
oai:zenodo.org:3380047
Barau, B.,
Barau, B.,
Federal College of Agricultural Produce Technology, Hotoro, Kano, Kano State, Nigeria.
Allimi, H. M.
H. M.
Allimi
Federal College of Agricultural Produce Technology, Hotoro, Kano, Kano State, Nigeria.
Maiwada, A. A.
A. A.
Maiwada
Federal College of Agricultural Produce Technology, Hotoro, Kano, Kano State, Nigeria.
Funmi, A. A.
A. A.
Funmi
Federal College of Agricultural Produce Technology, Hotoro, Kano, Kano State, Nigeria.
Ajayi, S. E.
S. E.
Ajayi
Federal College of Agricultural Produce Technology, Hotoro, Kano, Kano State, Nigeria.
Abdullahi, I. D
I. D
Abdullahi
Department of Food Science, Federal College of Agricultural Production Technology, Hotoro, Kano, Kano State, Nigeria.
Performances of micro credits among small scale maize farmers in Kagarko local government area, Kaduna State, Nigeria
Zenodo
2019
Keywords: Microcredit, small scale farmers, loan beneficiaries, BOA
2019-08-28
10.5281/zenodo.3380046
Creative Commons Attribution 4.0 International
This study was carried out to analyze the performances of micro credit among small scale maize farmers in Kagarko local government area of Kaduna State. Random sampling technique was employed and 40 maize farmers (20 loan beneficiaries and 20 non loan beneficiaries) were purposively selected to analyze the performances of the credit. Data collected using a structure questionnaire to analyze the performances and results were interpreted using descriptive statistics. As shown, most of the respondents were between the age bracket of 31-40 and 41-50, for with and without loan respectively. In addition about 60% and 40% of the respondent for the two sets production (with loan and without loan respectively) had formal education. Furthermore, majority of the beneficiary of the loan had 11-15 year of farming experience and 1-10 for non-loan formers. Loan granted for small scale farmers ranges between N500, 000 to N100, 000 for those that accessed the loan. However, the size of the loan does not give a significant impact on increasing production because of its volume and time of disbursement. It is recommended that loan should be given close to production cycle and according to the size of farm, farmers should be linked with high quality inputs dealers for the purchase of agricultural inputs at time.