WHAT DOES WOOD & HUSTON BANK
DO WITH YOUR PERSONAL INFORMATION?

Financial companies choose how they share your personal information.

Federal law givesconsumers the right to limit some but not all sharing.

Federal law also requires us to tell you how we collect, share, and

protect your personal information.

Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on

the product or service you have with us.
 

This information can include:

* Social Security number

* Income

* Account balances

* Payment history

* Transaction history

* Credit history

SmartMobile Apps -

* Location - Used for geofencing and beacon scanning essential for

advertising/marketing campaign delivery

* UserID - Pulsate creates a random user GUID upon initial app access,

which is later used during every connection with Pulsate. This GUID is

unique for each device/app and changes after every app reinstall.

This ID is used for identifying a user and sending campaigns

* Product Interaction - Pulsate tracks user's app entry, app exit and

pages viewed within the app.

* Name - Pulsate collects user's first name for product personalization

purposes.

When you are no longer our customer, we continue to share your

information as described in this notice.

All financial companies need to share customers personal information

to run their everyday business.

In the section below, we list the reasons financial companies can share

their customers personal information; the reasons Wood & Huston

chooses to share; and whether you can limit this sharing.