Privacy Policy

Rev. July 2024

FACTS WHAT DOES SECURITY STATE BANK & TRUST DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and account balances
  • Payment history and credit history
  • Overdraft history and checking account information
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Security State Bank & Trust chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does SECURITY STATE BANK & TRUST Share? Can you limit this sharing?
For our everyday business purposes: Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes: to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes: information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes: information about your creditworthiness No We don't share
For nonaffiliates to market to you No We don't share
Questions? Call toll-free (800)880-0649 or go to www.ssbtexas.com

 

Who we are
Who is providing this notice SECURITY STATE BANK & TRUST
What we do
How does SECURITY STATE BANK & TRUST protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does SECURITY STATE BANK & TRUST collect my personal information? We collect your personal information, for example, when you
  • Open an account or apply for a loan
  • Make deposits or withdrawals from your account or pay us by check
  • Show your driver's license
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only:
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. [See below for more on your rights under state law.]
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
  • SECURITY STATE BANK & TRUST has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • SECURITY STATE BANK & TRUST does not share with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include TIB-The Independent Bankers Bank for credit cards, Fitech Payments, LLC for merchant card processing and SSB&T Wealth Management, LLC for wealth management and Haberfeld, LLC for deposit strategy marketing.

 

Other Important Information
HOW TO FILE A COMPLAINT. We are chartered/licensed/registered under the laws of the State of Texas and by state law are subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against us should contact the Texas Department of Banking through one of the means indicated below:
In Person or U.S. Mail Texas Department of Banking Consumer Assistance Activities
2601 North Lamar Boulevard, Suite 300
Austin,TX 78705-4294		 Telephone No.:
Email:
Fax:		 (877) 276-5554
consumer.complaints@dob.texas.gov
(512) 475-1313
Security State Bank & Trust also engages in the business of selling checks as an agent for a company licensed under the laws of the State of Texas and subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint concerning the sale of check activities should contact the Texas Department of Banking.